Texas Merchant Solutions | Contactless Payments

Texas Merchant Solutions offers merchant services, contactless payment solutions, and affordable POS systems tailored for small businesses in the greater San Antonio area and South Texas.

Streamline Your Business Operations with Tailored Merchant Solutions and Industry Leading Providers.

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At Texas Merchant Solutions, our mission is to simplify the complex world of merchant services. With over 20 years of industry experience, we provide tailored solutions for processing, point of sale, e-commerce, and software needs. Our partnerships with top providers ensure that our clients receive the best possible solutions for their business. We are committed to offering free, no-obligation consultations to help business owners find the right services for their unique needs.

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Custom Payment & Solutions for All Texas Businesses

At Texas Merchant Solutions, we understand that each industry has its own unique challenges. That’s why we offer custom payment processing solutions that are designed specifically for your business type. Whether you need mobile payments, credit card processing, or a modern POS system, we’ve got the right tools for you.

Credit & Debit Card Processing

Secure and fast credit card processing for all major cards, ensuring every transaction is quick and reliable.

POS Systems

Upgrade to our efficient and user-friendly POS systems that integrate seamlessly with your business operations.

ACH Payments

Offering businesses a cost-effective and efficient way to accept electronic payments directly from customers’ bank accounts.

Mobile Payment Solutions

Take payments anywhere, anytime with our flexible mobile payment options—perfect for businesses on the go.

E-Commerce Payment Solutions

Manage your online sales effortlessly with our e-commerce payment processing systems that integrate with your existing website and platforms.

Introducing TMS Rewards

Loyalty and Credit Card Rewards, Reimagined for Merchants

Texas Merchant Solutions now offers TMS Rewards—a platform that enables business owners to earn valuable rewards for every credit card transaction processed. Designed specifically for merchants, TMS turns routine transactions into strategic growth opportunities.

What TMS offers:

Merchant-exclusive rewards for every dollar processed

Redemption options including gift cards, travel, electronics & more

Processor-agnostic platform compatible with your current systems

Enhanced customer loyalty through optional point-based programs

TMS Rewards is built to reward your business while strengthening customer engagement. It’s simple to set up, easy to use, and delivers value with every transaction.

Start Earning Rewards Today

Reclaim Payroll Taxes You've Already Paid

Discover the FICA Tip Credit with getFICA

Texas Merchant Solutions now partners with getFICA to help eligible businesses recover overpaid payroll taxes through the FICA Tip Credit program. If your employees earn tips, you may be entitled to a substantial tax refund from the IRS—potentially covering up to three years of past payments.

Why This Matters for Your Business:

Reclaim up to 7.65% in payroll taxes on reported tips

Receive refunds for prior tax years, even if you've already filed

No upfront cost and full IRS compliance handled for you

$30,000+ in potential refunds for qualifying businesses

Streamlined, guided process from eligibility to payment

If you're in the food service, hospitality, or any tip-driven business, you may be sitting on unclaimed cash. The getFICA program makes it easy to claim what’s yours—without disrupting your daily operations.

Get Your Money Back Today

Our Preferred POS Partners:

How We Stand Out

At Texas Merchant Solutions, we believe that payment processing shouldn’t be a one-size-fits-all service. That’s why we work closely with each business to create a solution that fits your exact needs.

Advanced Security

Our systems are equipped with the latest encryption and fraud protection technologies to keep your business and customers safe.

Flexible Payment Options

From credit card processing to mobile payments and e-commerce integrations, we offer a wide range of solutions to meet your business’s specific needs.

Scalable Solutions for Growth

Whether you’re just getting started or expanding into new markets, our payment systems are built to grow with your business.

Specializing in These Industries, Serving All with Excellence

We know that no two businesses are alike, which is why we offer industry-specific payment solutions tailored to meet the demands of your business.

Restaurant

Speed and efficiency are critical in the restaurant industry. Our restaurant payment solutions integrate with online ordering systems, support contactless payments, and streamline every transaction so you can focus on serving your customers.

Retail

Run your store smoothly with our retail merchant services, designed to manage both in-store and online transactions. Keep track of inventory, boost customer engagement with loyalty programs, and simplify checkout with our modern POS systems.

Automotive

From large-ticket transactions to flexible financing options, our automotive payment systems handle everything. Whether you run a repair shop, dealership, or offer mobile services, our systems keep your business running smoothly.

Trades

Running a successful trade business—whether it’s HVAC, plumbing, or carpentry—requires more than just technical skill. To stay competitive. We offer payment solutions tailored specifically for the trades industries. Our payment processing systems and Jobber’s powerful features help you manage quotes, payments, and client interactions with ease.

Gym & Fitness

Managing memberships and recurring payments has never been easier. Our gym and fitness payment solutions automate payments, integrate class bookings, and support retail sales—all in one streamlined system.

Grocery

In the fast-paced grocery industry, managing transactions quickly and efficiently is key to keeping customers happy and ensuring your operations run smoothly. That’s why we offer custom payment solutions and marketing tool that helps grocery stores achieve their full potential.

What Our Customers Are Saying...